Operating a business that falls in the nonprofit sector can be interesting for a number of reasons. Primarily, the employees who fall under your business are going to be categorized in an entirely different manner than those in traditional lines of work. For one, you will have a breakdown of two primary types of employees. The traditional type of worker is the one who falls under your budget, insurance plan and other standards of the industry. Volunteers, however, are a completely different beast to tackle all together. Review these tips to learn more.
Are Volunteers Covered by Workers’ Comp?
Volunteers are not covered by traditional insurance, meaning that the individuals who give their time to your business will not be protected in the event of an accident or emergency. Beyond this, it is quite common for volunteers to be pushed to their limits and burn out. Learning about sensible volunteer boundries and knowing what you can and cannot ask of your team members if the only way to ensure that you are doing what’s right by both your business and your team members. Other insurance points to consider include:
- Workers’ compensation for traditional employees
- Protections for volunteers
- Liability coverage for claims of negligence
How Can I Protect Volunteers?
While there are plenty of upsides to running a nonprofit, there are also just as many points of frustration. Take time to look into the details of volunteer-based coverage and find the insurance that will help you stay safe.