commercial truck insurance in texas

Theft Prevention Tips, Insurance for Transportation Industry

Recently a local news story showed a large company truck being hijacked, leading police on a low-speed chase along a highway. By taking measures to prevent this from happening to you, you’re helping to avoid a dangerous situation from developing. Along with the possible loss of the truck, there may be the additional loss of valuable goods inside, and such an event can put innocent lives at stake.

Some basic ways to reduce your risk being a victim of such a crime includes not leaving keys in the ignition, never leaving the truck running while loading, always locking the doors and rolling up the windows, and never parking in isolated or unlit areas. It helps to install an anti-theft device that will discourage most thieves.

There are tracking devices that alert the authorities when your truck is reported stolen and even a device that shuts off the fuel supply.

Have the Right Insurance

When you are in the transportation services industry you’re going to need commercial truck insurance in texas, a requirement for any business that owns vehicles, to protect your property, or employees from incidents arising from any business purposes being performed, including deliveries or simply transporting employees to a job site.

Commercial coverage is available for all vehicle types (trucks and cars) and for as many drivers as required by the company, and can even be purchased to cover other types of motorized equipment. This insurance provides for bodily injury liability and property damage while operating a company automobile. If an injury does occur, medical payments as well as Personal Injury Protection (PIP) for the driver and passengers of the policyholders car, as well as injuries experienced by other parties can and will be covered.

Hired auto liability coverage will pay for damages to a third party, on behalf of the insured company, if you cause an accident or an injury to someone while you’re driving a leased, hired, rented, or borrowed vehicle for business. Non-owned auto or truck coverage protects the insured company in the event you are sued as a result of an accident, or if one of your employees is using in a personal vehicle while on company business.

Protect your company and all vehicles used for work with commercial truck insurance in texas. Speak to a reputable agent today.