As a nursing home director, you are responsible for the health and well-being of many older individuals. This type of responsibility can be a heavy burden for many people, but if you are covered with a good nursing home insurance policy, some of the stress can be removed from your shoulders. Not only are the tenants relying on you, but their families are as well.
Despite the best care and attention to details, you never know when one of your tenants may become injured or dissatisfied with their care. If this type of situation springs up unexpectedly, a good insurance policy can help cover any legal claims and litigation costs so that you can continue to provide care to those who need it the most.
What Does Nursing Home Insurance Cover?
Although individual insurance policies may differ in the amount of coverage that they provide, many policies offer the following types of coverage:
- Violation of resident’s rights
- General liability
- Property coverage
- Excess liability
- Workers’ compensation
- No exclusion for certain types of abuse (including physical and sexual)
Protect Your Nursing Home Today
If your nursing home is not adequately protected with a nursing home insurance policy, do not go any longer without protection. Make sure you talk to your insurance agent about getting proper nursing home insurance coverage today.