Motorcycle dealerships have some very unique risks when it comes to their workers. After all, they are required to work on these powerful and often heavy machines, which can cause serious injury during a normal, routine workday. Motorcycle dealerships workers compensation insurance will provide the necessary aid to those hurt while working at their place of business, or even while away, provided they are on company time at the time of the accident or injury.
Motorcycles can become very hot, creating serious burns, or fall on top of someone causing anything from broken burns to internal injuries. In addition, there is the possibility of suffering injury to the eyes or hands, as well as working in conditions that could result in respiratory problems. Workers should be provided the proper safety training and also instructed on how to do their jobs in such a way that they reduce the odds of an injury occurring.
Slips and falls are a leading source of claims
Slips and falls are among the most common causes of liability claims submitted to insurance companies. Many organizations do not realize how devastating these types of accidents can be in terms of injuries and liability. They are second only to vehicle accidents as the primary cause of accidental deaths and should therefore be a primary concern for motorcycle dealerships because of the likelihood of accidents due to oily and slippery floors.
Some of the leading causes of slips and falls are uneven surfaces, unexpected obstacles on walking surfaces, poor lighting, ice or water spills on walking surfaces, loose or missing handrails, and loose carpeting. These conditions should be recognized immediately with steps taken to correct any existing hazardous situations.
Back pain is another common concern for dealerships
The most common cause of back pain is an injury to the back. Some injuries that can trigger back pain include tripping, falling a short distance, improper lifting, or excessive twisting of the spine. Employees are an essential part of every organization, and in an effort to ensure that your workers do not experience back pain or other injuries while they are providing their services, their care and education are essential.
Motorcycle dealerships workers compensation insurance is the only coverage that provides money for workers who suffer injuries and as an employer it is your legal responsibility to carry insurance at all times. Speak to an agent about concerns regarding this important policy.