As a regional hospital administrator or manager, you are already familiar with the fact that a hospital is a uniquely hazardous workplace. In addition to the physical duties your staff performs while working with patients, there is also the constant risk of exposure to biohazards and patients potentially becoming combative. Furthermore, since caregivers are in the field of helping others, sometimes they will opt to do so at their own risk, particularly in emergency situations. While this may save lives, it comes at a cost in other ways, especially financially. State law mandates workers compensation for regional hospitals, but there are many things administrators can do to help minimize risk and keep insurance premiums down to a minimum.
Reduce Injuries While Lowering Costs
Having an effective injury and illness prevention system in place is necessary for any workplace, but especially so for a hospital. This program should be able to identify potential hazards and encourage employee feedback and participation. You may also want to consider designating a workersU comp coordinator to help implement the strategies of this system. When an accident does occur, a thorough investigation should be performed as soon as possible after the incident to determine what could have been done differently and what can be done to ensure it does not occur again. Finally, selecting the right insurance carrier that is experienced in workers compensation for regional hospitals is critical.