If you offer your services to those in the medical profession, an area of constant concern is a malpractice suit against nurses. After all, nurses are vulnerable to being sued by patients, which is an occurrence that happens with quite some frequency. That’s why nso healthcare insurance is so vital. This policy offers professional liability insurance for nursing professionals.
Employer-provided coverage may be limited in the amount of coverage it will provide your clients on an individual basis. Nurses can truly benefit from coverage that places their interests first and foremost. They should understand that this coverage will insure them up to the applicable limit of liability for amounts they may be legally obligated to pay as a result of covered claims, for example, an allegation of acts of sexual misconduct related to professional services, among other things.
Nurses can be targeted at any time
Nurses come under fire for allegations of dispensing the wrong medication, or exceeding the proper prescribed dosage. Many claims brought against a nurse are unfounded, but just being named in a lawsuit can be emotionally draining, perhaps one of the most stressful times in their professional life. He or she may feel they’re being wrongly accused, and this is not only an embarrassment, but it also leads to fears it may result in serious damage to their reputation.
Choosing a professional liability insurance provider is a critical decision for healthcare professionals concerned about real pertinent issues such as violence in the workplace. This is a tragic reality for many in the healthcare industry. If your client winds up becoming the victim of a violent action at work or on their way to or from work, this coverage will provide reimbursement up to the applicable limit for any covered medical expenses or damage occurring to their personal property.
Nurses are dedicated workers, caring for those who cannot care for themselves, and many have achieved success in their career by providing quality care to their patients. However, all it takes is one lawsuit to place that career, as well as their financial future, at risk.
Having nso healthcare means having quality insurance coverage designed to fit the needs of nurses all over the US.