As more and more folks decide to stay in their homes to age, manage chronic illness, recover from illness or injury or choose hospice care, the home health care industry is booming. Employers of this essential work force need home health care insurance to mitigate losses as the result of oversights, mistakes, or accidents that lead to injury or death. Other exposures include workers’ compensation claims, general liability, cyber-liability and the use of hired or owned automobiles in the delivery of services.
Insurance protection is vital to companies of all sizes, and comprehensive programs are available. Policies from top-rated insurers are flexible and can be tailored to cover specific risks including lawsuits against owners, directors or officers of small or large firms. Employment practice liability can help with human resource management as part of risk management services. Regulatory audits can open a home health care agency to fraud and abuse claims brought by the government or agencies acting on its behalf, and there is coverage designed to assist in responding to audits and managing appeals.
Losses may be inevitable in an industry that requires close, often physical work with sick or injured clients. A comprehensive home health care insurance policy can help companies run smoothly and maintain their focus on providing outstanding patient care.