A Short Guide To Liquor Liability For Bars

Running a bar can be a great way to make a living, however, it is certainly not a risk-free endeavor. Businesses that serve alcohol are vulnerable to the variety of liability issues that can arise due to excess alcohol consumption. It is vital to be prepared for the worst when dealing with intoxicated customers. Luckily, bar liquor liabilityinsurance can help protect your business.

What Is Liquor Liability Insurance?

Liquor liability insurance is a type of insurance coverage that is designed to pick up the bill on any liquor-related incidents. It can cover a variety of costs related to bodily injuries, property damage, and more.

What Is Covered By Liquor Liability Insurance?

Liquor liability insurance can cover many of the costs associated with liquor-related issues. Some of the things liquor liability insurance can pay for are:

  • Legal costs
  • Settlements
  • Judgments
  • Repair costs
  • Replacement costs
  • Medical bills

There are a variety of situations involving alcohol that can cause issues for your business that are covered by liquor liability. Some of these scenarios are:

  • Assault and battery due to customer over intoxication
  • Drunk driving customers
  • Property damage caused by an over-intoxicated customer

Running a bar comes with a certain amount of risk. Liquor liability insurance can help protect you from the dangers of alcohol-related incidents.