Hurricane Preparations and Orlando Homeowners Insurance

The only winter concerns that Floridians have pertain to the possibility of a hurricane or severe winter storm causing damage to their homes. If the event that a hurricane strikes, you’re going to want to be as prepared as possible. Sure, having Orlando homeowners insurance can help guarantee that your possessions will be restored or replaced, but you also want you and your family to be safe as well.

Here are a few resourceful tips on how to prepare for a storm and what you should do in the aftermath. Take all necessary steps to ensure that you dramatically reduce your risk of harm and to help in your recovery from these unfortunate events.

What to do in the event of a hurricane

You should draw up a checklist of the following items to have on hand when a hurricane warning is imminent:

  • Generator
  • Chainsaw
  • Tools (specifically a wrench to turn off gas and water valves)
  • Battery-operated radio or TV
  • Fire extinguisher(s), and
  • Extra batteries

In addition to these items, the following household items should also be on hand:

  • Plastic trash bags (and ties)
  • Paper towels and plates & plastic utensils
  • Personal hygiene items
  • Water (enough for all present parties), and
  • Canned food and dried fruits and nuts

In the event of a storm or hurricane, you should also have some cash on hand, make an inventory list of all household goods and valuables, and have your Orlando homeowners insurance information handy. Once the storm has passed, remain in a secure location until the authorities indicate that it is safe to venture outside. If you have a need to head outside for any reason, avoid downed power lines, sharp objects, and dangerous debris, since these are areas most likely to cause injuries or even death. Also avoid using power generators indoors or in an enclosed area and take photos of the damage prior to making any sort of repairs.

You may wish to make some temporary repairs to prevent further damage to your property, but do so only if there is no present danger, and make sure to take photos of any damage to give to the adjuster. Also keep detailed receipts of any expenditure related to the damage.

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